- APR Typical 28.9% APR variable
- Interest free period Up to 55 days on purchases if your balance is paid off by the ‘payment to reach us by’ date. We will charge interest from the date of purchase until the date that the outstanding balance is repaid in full (see Condition 8 in Terms and Conditions for further details).
- Allocation of payment Any payment that you make which is insufficient to repay the full balance on your account will be applied to cover any insurance premium due as a priority and then will be allocated to pay any interest free balances and then to interest bearing balances in the order of the lowest interest rate first. When payments are allocated to each different balance they will be applied in the following order, default fees and charges, interest and then purchases.
- Minimum payment Any payment that you make which is insufficient to repay the full balance on your account will be applied to cover any insurance premium due as a priority and then will be allocated to pay any interest free balances and then to interest bearing balances in the order of the lowest interest rate first. When payments are allocated to each different balance they will be applied in the following order, default fees and charges, interest and then purchases.
- Annual Fee None
- Minimum amount of credit £100
- Duplicate statement £2.50 per statement
- Default charges £12 for late payments, cheques returned 'refer to drawer', unpaid direct debits and for exceeding your agreed credit limit.
- Oasis VIP Card Offers For customers using an Oasis VIP Card promotional discount code, please note this discount is only applicable when purchasing on your Oasis VIP Card.
